Romero Financial & Insurance Services
Redwood Empire Health Reform Resource Center
With the passage of the Federal Affordable Care Act (ACA) and implementation of Covered California (California Health Exchange), we determined that a Resource Center for our clients and both Chamber individuals and businesses was desirable and timely. In going over the below material, please do not hesitate to contact our office with any questions or concerns.
The Law
The Federal Government passed the Patient Protection and Affordable Care Act (H.R. 3590), which was signed into law on March 23, 2010. Beyond that, a Reconciliation Bill (the Health Care and Education Reconciliation Act) has subsequently been passed and signed by the President.
Below is the text for the Patient Protection Act, along with the Reconciliation Bill and an amendment to that bill:
Individuals and Families
Shop and Compare Tool - Get an estimate how much insurance will cost you and learn if you qualify for assistance with Covered CA.
Apply Online Directly with Insurance Carriers (Outside of Covered CA)
Employer Resources
Small Business Health Care Tax Credit
3 Simple Steps to see if your business qualifies for this tax credit (provided by the IRS).
Carrier Resources on Health Care Reform
​
Model Notices & Compliance
- New Health Insurance Marketplace Coverage Model Notice for Employers Who Offer a Health Plan to Some or All Employees
- Patient Protection - Notice of Right to Designate a Primary Care Provider
- Lifetime Limit No Longer Applies and Enrollment Opportunity
- Grandfathered Plan Status
- Notice of Opportunity to Enroll in connection with Extension of Dependent Coverage to Age 26
- Summary of Benefits and Coverage