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Health Care Reform

The Federal Government passed the Patient Protection and Affordable Care Act (H.R. 3590), which was signed into law on March 23, 2010. Beyond that, a Reconciliation Bill (the Health Care and Education Reconciliation Act) has subsequently been passed and signed by the President.

Below is the text for the Patient Protection Act, along with the Reconciliation Bill and an amendment to that bill:

Carrier Resources on Health Care Reform

*JD is an educational degree and the holder does not provide legal services on behalf of the companies of the Principal Financial Group®.

Richard G. Romero is licensed in California (Ins. Lic. #0467064) to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in California.

David K. Romero is licensed in California (Ins. Lic. #0D79778) to offer health and life insurance products.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Richard G. Romero may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by Richard G. Romero that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc. Securities offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Principal National, Principal Life, the Preferred Product Network and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392. Richard G. Romero, Principal National and Principal Life Financial Representative, Princor Registered Representative. Romero Financial & Insurance Services and David K. Romero are not affiliates of any company of the Principal Financial Group®.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number is 71161.