Prior to deciding to represent a specific company to our clients, we conduct our own due diligence in determining the value of their offering. Are the plans well priced? Who are the care providers? How efficiently are claims handled? Do they have something unique to offer?

Beyond these types of questions, we also only deal with top-rated firms with a solid financial foundation.

Lastly and most importantly, we are INDEPENDENT brokers. We provide a no cost "shop and compare" service for you for virtually any insurance or financial product you may be interested in. By determining your priorities and objectives, we are able to recommend company plan options that are appropriate for your specific situation.

An additional benefit of working with an independent broker is the advocacy we can provide in your behalf. If or when you have a question, problem, or concern - consider our office's expertise in contacting the insurance carrier/provider directly for you. This service is, of course, provided at no additional cost to you.